BYJUS WEB is a simple and practical personal finance blog designed for Indian readers. We explain IPOs, mutual funds, personal loans, EPF, gratuity, credit scores and government schemes in clear, everyday English—so you can make confident money decisions without getting lost in jargon.
Whether you’re a salaried employee, a first-time investor or someone running a small business, our step-by-step guides, real examples and easy calculators help you understand how money, markets and government policies actually work in real life.
Every article has one goal: to make finance simple, accurate and genuinely useful for you.
Fixed vs Floating Interest Rate in 2025: Which Personal Loan Option Is Smarter for You? Choosing the right type of interest rate on your Personal Loan can make a big difference to how much you eventually repay. While a fixed interest rate gives you steady, predictable EMIs, a floating interest rate moves with the market—sometimes
Pre-Approved Personal Loans in 2025: Why More Indians Are Getting Instant Credit & How You Can Qualify India’s personal loan market has touched a massive ₹14.6 lakh crore in 2025, and a major reason behind this jump is the rise in pre-approved personal loans. With digital banking becoming faster than ever, these instant loans are
How to Check All Active Loans on Your PAN Card in 2025: Complete Guide to Stay Safe from Fraud In today’s world of instant loan approvals, your PAN card has become one of the most important documents for loan verification. While quick digital lending is convenient, it also opens doors to potential misuse. This is
Top 15 Personal Loan Companies in India (2025): Best Rates, Fast Approval & Trusted Lenders Personal loans have become one of the most preferred ways to manage urgent and planned expenses—whether it’s a medical emergency, travel, home renovation, education, or debt consolidation. Since these loans come with no end-use restrictions, they offer complete financial flexibility.
If there’s one thing every financial expert strongly recommends, it is maintaining a high credit score. A good CIBIL score not only helps you get loans easily but also gives you access to lower interest rates, higher loan amounts, and better repayment terms. But what if your credit score is low? The good news —
PAN Card Correction Online: A Complete 2025 Guide to Update Name, Address, Mobile Number & More A PAN card is one of the most important documents for every taxpayer in India. It is used for bank verification, ITR filing, opening a Demat account, receiving salary, and even for major financial transactions. But what if your
Normal FD vs Auto-Sweep FD: Which One Should You Choose in 2025? (Complete Guide) Saving money in a bank account is essential, but letting your money simply sit idle is not always the smartest choice. Many people now prefer to make their money work for them — and one of the easiest ways to do
Voter ID Status Check: How to Track Your Voter ID Card Online & Offline (Complete Guide 2025) A Voter ID Card—also known as the Elector’s Photo Identity Card (EPIC)—is one of the most important identity documents for every Indian citizen. It not only proves who you are but also confirms your right to vote in
Election Commission Extends SIR Form Submission Deadline to December 11, 2025 – New Draft & Final Electoral Roll Dates Announced The Election Commission of India (ECI) has officially extended the last date for submitting SIR (Special Intensive Revision) forms for the ongoing SIR 2025 exercise. Earlier scheduled to end on 4 December 2025, the deadline
Bank of Maharashtra OFS: Government to Offload 6% Stake to Meet SEBI Norms The Government of India has announced a major stake sale in Bank of Maharashtra (BoM) through an Offer for Sale (OFS), opening on Tuesday for non-retail investors, while retail investors can participate on Wednesday. This move is aimed at meeting SEBI’s public