Best Flexi Cap Mutual Funds to Invest in December 2025: Complete Guide for New Investors Many new mutual fund investors are struggling with the same question today: “Should I invest in large-caps, mid-caps or something else—especially when markets are so volatile?” If you feel confused about switching between categories every time the market mood changes,
EPF–EDLI Explained: How Your PF Balance Also Gives Your Family a ₹7 Lakh Insurance Cover Most employees think of EPF as a retirement fund, but the truth is—your PF account does much more. It quietly builds long-term wealth, supports you during emergencies, helps you save tax, and also provides life insurance for your family under
New Gratuity Rules From 21 November 2025: Big Boost in Payouts as ‘Wages’ Must Be 50% of CTC From 21 November 2025, the new labour code is set to bring one of the biggest changes to an employee’s retirement benefits — a sharp rise in gratuity payouts. The updated rules redefine how “wages” are calculated
Pre-Approved Personal Loans in 2025: Why More Indians Are Getting Instant Credit & How You Can Qualify India’s personal loan market has touched a massive ₹14.6 lakh crore in 2025, and a major reason behind this jump is the rise in pre-approved personal loans. With digital banking becoming faster than ever, these instant loans are
How to Check All Active Loans on Your PAN Card in 2025: Complete Guide to Stay Safe from Fraud In today’s world of instant loan approvals, your PAN card has become one of the most important documents for loan verification. While quick digital lending is convenient, it also opens doors to potential misuse. This is
Top 15 Personal Loan Companies in India (2025): Best Rates, Fast Approval & Trusted Lenders Personal loans have become one of the most preferred ways to manage urgent and planned expenses—whether it’s a medical emergency, travel, home renovation, education, or debt consolidation. Since these loans come with no end-use restrictions, they offer complete financial flexibility.
If there’s one thing every financial expert strongly recommends, it is maintaining a high credit score. A good CIBIL score not only helps you get loans easily but also gives you access to lower interest rates, higher loan amounts, and better repayment terms. But what if your credit score is low? The good news —
PAN Card Correction Online: A Complete 2025 Guide to Update Name, Address, Mobile Number & More A PAN card is one of the most important documents for every taxpayer in India. It is used for bank verification, ITR filing, opening a Demat account, receiving salary, and even for major financial transactions. But what if your
Normal FD vs Auto-Sweep FD: Which One Should You Choose in 2025? (Complete Guide) Saving money in a bank account is essential, but letting your money simply sit idle is not always the smartest choice. Many people now prefer to make their money work for them — and one of the easiest ways to do
Bank of Maharashtra OFS: Government to Offload 6% Stake to Meet SEBI Norms The Government of India has announced a major stake sale in Bank of Maharashtra (BoM) through an Offer for Sale (OFS), opening on Tuesday for non-retail investors, while retail investors can participate on Wednesday. This move is aimed at meeting SEBI’s public