BYJUS WEB is a simple and practical personal finance blog designed for Indian readers. We explain IPOs, mutual funds, personal loans, EPF, gratuity, credit scores and government schemes in clear, everyday English—so you can make confident money decisions without getting lost in jargon.
Whether you’re a salaried employee, a first-time investor or someone running a small business, our step-by-step guides, real examples and easy calculators help you understand how money, markets and government policies actually work in real life.
Every article has one goal: to make finance simple, accurate and genuinely useful for you.
Mutual fund investors will see major changes in 2025 after SEBI introduced new rules to make investing more transparent, safer, and easier. These changes affect expense ratios, distributor commissions, risk management, small-cap fund flows, direct vs regular plans, and how AMCs disclose information. In this article, we explain the new SEBI rules in very simple
Cashback cards are one of the simplest ways to earn value on everyday spending like shopping, food delivery, travel bookings, groceries, and bill payments. Whether you want the best cashback credit card 2025, the top cards for online shopping, or the best card for dining cashback — this guide compares the top cashback cards in
The Park Medi World IPO has seen its GMP slip to ₹9, raising fresh questions for investors ahead of listing. With sentiment cooling and sauda rates dropping, here’s a quick look at the latest GMP trend, subscription mood, and whether this IPO still offers meaningful listing gains. The Park Medi World IPO continues to attract
Corona Remedies IPO Allotment on 11 December 2025: Here’s How to Check Status, Subscription Numbers & Listing Details The ₹655.37 crore Corona Remedies IPO has turned out to be one of December 2025’s most sought-after public issues. With investors across categories bidding aggressively, the IPO closed on 10 December 2025, and the allotment is expected
Best Flexi Cap Mutual Funds to Invest in December 2025: Complete Guide for New Investors Many new mutual fund investors are struggling with the same question today: “Should I invest in large-caps, mid-caps or something else—especially when markets are so volatile?” If you feel confused about switching between categories every time the market mood changes,
EPF–EDLI Explained: How Your PF Balance Also Gives Your Family a ₹7 Lakh Insurance Cover Most employees think of EPF as a retirement fund, but the truth is—your PF account does much more. It quietly builds long-term wealth, supports you during emergencies, helps you save tax, and also provides life insurance for your family under
New Gratuity Rules From 21 November 2025: Big Boost in Payouts as ‘Wages’ Must Be 50% of CTC From 21 November 2025, the new labour code is set to bring one of the biggest changes to an employee’s retirement benefits — a sharp rise in gratuity payouts. The updated rules redefine how “wages” are calculated
Meesho IPO Allotment Finalised: Check Status on KFin, NSE, BSE; GMP, Listing Date, Business Model & Full Details Meesho, the SoftBank-backed e-commerce platform, has officially finalised its IPO allotment after receiving a massive subscription of 79.03 times. If you applied for the issue, you can now check your allotment status on KFin Technologies, NSE, or
Trump’s Rice Tariff Threat: Impact on India’s Basmati Trade US President Donald Trump’s latest warning about imposing fresh tariffs on rice imports from India, Vietnam, and Thailand has stirred concern across the global rice trade. However, Indian exporters remain confident that the impact on Basmati shipments will be limited—primarily because American consumers rely heavily on
Lakhpati Didi Scheme 2025: Eligibility, Benefits, Loans, and Application Process Explained The Lakhpati Didi Scheme is one of the Government of India’s key missions to improve rural women’s financial independence. The initiative aims to help women in Self-Help Groups (SHGs) earn at least ₹1 lakh per year through sustainable livelihood opportunities. The scheme was launched